Spot Factoring
Spot Factoring allows you to unlock cash from specific invoices, without tying your whole salse ledger into a long term facility.
It;s flexible, fast, and ideal if you need working capital NOW, not a 12 month contract.
What is Spot Factoring?
Spot Factoring allows you to:
Select one (or several) invoices
Sell them to a funder
Receive cash upfront
Walk away once paid
No ongoing commitment. No full-ledger lock-in.
When Spot Factoring makes sense
✔ One-off cash gap
✔ Large invoice causing pressure
✔ Seasonal spikes
✔ Project-based work
✔ Businesses not ready for a full facility
How it works
You issue an invoice
The invoice is approved
You receive a % of the value upfront
The customer pays the funder
You receive the balance minus fees
